By accessing and using FinTracker ("Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

These Terms of Service ("Terms") govern your use of our financial management platform operated by FinTracker ("us", "we", or "our").

Service Description

FinTracker is a comprehensive financial management platform designed for digital businesses. Our service provides:

• Income and expense tracking
• Financial analytics and reporting
• Budget and goal management
• Asset and liability tracking
• Employee performance monitoring
• Data export and integration capabilities

Account Creation

• You must provide accurate and complete information when creating an account
• You are responsible for maintaining the security of your account credentials
• You must be at least 18 years old to create an account
• One person or entity may not maintain more than one free account

Account Responsibilities

• You are responsible for all activities that occur under your account
• You must notify us immediately of any unauthorized use of your account
• You must not share your account credentials with others
• You must keep your contact information up to date

Acceptable Use Policy

Permitted Uses

You may use FinTracker for legitimate business financial management purposes, including:

• Tracking business income and expenses
• Managing budgets and financial goals
• Generating financial reports and analytics
• Monitoring employee performance metrics

Prohibited Uses

You may not use FinTracker to:

• Violate any applicable laws or regulations
• Infringe on intellectual property rights
• Upload malicious code or attempt to hack the service
• Share or sell access to your account
• Use the service for money laundering or illegal financial activities
• Reverse engineer or attempt to extract source code
• Overload our systems with excessive requests

Subscription Plans

• Subscription fees are billed in advance on a monthly or annual basis
• All fees are non-refundable except as required by law
• We may change our pricing with 30 days' notice to existing subscribers
• Failed payments may result in service suspension

Free Trial

• Free trials are available for new users for a limited time
• Credit card information may be required for trial activation
• Trials automatically convert to paid subscriptions unless cancelled
• Trial limitations may apply to certain features

Data and Privacy

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

• You retain ownership of your financial data
• We implement industry-standard security measures
• You can export your data at any time
• We may use aggregated, anonymized data for service improvement

Service Availability

• We strive for 99.9% uptime but cannot guarantee uninterrupted service
• Scheduled maintenance will be announced in advance when possible
• We are not liable for service interruptions beyond our control
• We may modify or discontinue features with reasonable notice

FinTracker is provided "as is" without warranties of any kind. We shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.

Our total liability to you for any claim arising out of or relating to these Terms or our service shall not exceed the amount you paid us in the 12 months preceding the claim.

Termination

By You

• You may cancel your subscription at any time
• Cancellation takes effect at the end of your current billing period
• You can export your data before cancellation

By Us

• We may suspend or terminate accounts that violate these Terms
• We may terminate the service with 30 days' notice
• We will provide data export opportunities before termination

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of significant changes via email or through our service. Your continued use of FinTracker after changes constitutes acceptance of the new Terms.

Contact Information

If you have any questions about these Terms of Service, please contact us:

• Email: legal@fintracker.io
• Address: FinTracker Legal Team, [Your Address]
• Phone: [Your Phone Number]